Know Your Credit Score

Your personal credit score provides a snapshot of your financial health and can range from 300 to 850. Generally, a score below 550 will prohibit you from taking out any type of loan, including a mortgage unless you want to pay a hefty interest rate.

Take the time to check your credit report before you begin the home buying process. It will alert you to any blemishes or inaccurate reports. Visit AnnualCreditReport.com to receive a free copy of your credit report from each of the nationwide credit reporting companies. You can request a free report from each reporting company once every 12 months. To receive your copy by phone or mail, please visit the government site Credit Reports and Scores.

Looking to improve your credit score? Liberty is here to help. With access to a variety of tools, software as well as credit groups and organizations, we can put you on the path to a healthier, more favorable credit report. Contact Liberty’s experienced team today. We’re always here to help!